When it comes to availing an insurance policy for your vehicle, whether a two-wheeler or a four-wheeler, long gone are the days when people used to run post to pillar to get the best deal. Nowadays, your internet-enabled smartphone is more than enough to avail this facility of bike or car insurance online. Just download the right application on it, and you are more than good to go.

This trend offers policyholders unprecedented access and control over their coverage. It is basically insurance at your fingertips, without any kind of hassle. 

What is bike insurance? What are its top features?

Bike insurance online, also known as motorcycle or two-wheeler insurance, is a financial protection policy designed to cover the owner against financial liabilities. 

These can arise from unforeseen or unexpected events involving the vehicle, and the policy includes coverage for damages caused by accidents, natural disasters, or even third-party liabilities.  

  • Easy process for claim

Nowadays, the claim process is quite hassle-free. Whether it’s for bike repairs after an accident or in case of theft, a good insurance policy streamlines the overall claim process. 

  • No Claim Bonus (NCB)

It tends to reward policyholders for claim-free years with a No Claim Bonus. Now, for those who are not aware, this bonus translates into a discount on the premium during policy renewal. This feature encourages safe riding practices and even provides a financial benefit to policyholders in the long run. 

  • Online Policy Management

Modern bike insurance online policies come with the convenience of easy online management. You can purchase, renew, or modify their insurance plans via a single application without going anywhere. 

  • Personal Accident Cover

Another feature of this insurance policy is personal accidental coverage. Here, the individual gets coverage against any bodily injuries or death arising due to an accident. It is crucial to have this type of coverage especially when you drive, but if you do not have a separate PA cover, you can definitely get it along at the time of buying a bike insurance. 

Which is the best insurance download app?

If you are planning to avail bike insurance or a car insurance, I highly recommend the Bajaj Finserv application. It is super easy to use and convenient; with just a few taps, you can easily avail the insurance. 

Following are the steps to get your bike insurance:

  1. Download the Bajaj Finserv app from the Play Store or the Apple Store.
  2. Enter OTP after logging in with your mobile number.
  3. Click on “Insurance Bazar” on the home page.
  4. Select the insurance option that you want to retrieve.
  5. Put your vehicle’s registration number and other details.
  6. You will now get all the information that you need.


All in all, an insurance download app totally revolutionized policy management, offering unparalleled convenience and accessibility. This is simply because, with features like claims filing and documentation storage, these applications tend to streamline processes and empower users to handle their insurance themselves effortlessly. 

By Grace